Merchant e-Solutions

Open Merchant e-Solutions and get straight to work: one workspace to accept money, send money, and keep cash moving. Start by configuring Money IN. Connect your bank, choose settlement preferences, and pick your acceptance channels—hosted checkout, payment links, a virtual terminal for phone orders, or the API for custom flows. Enable cards (debit and credit) and ACH transfers, set tax rules, and decide whether to allow tipping or surcharges. Build recurring plans for subscriptions, save customer profiles for faster returns, and add automated retries so failed charges don’t become lost revenue. If you send invoices, attach a secure pay button and track who has opened, paid, or needs a reminder.

When it’s time to pay suppliers, contractors, or issue customer rebates, switch to Money OUT. Import recipients from your CRM or ERP, or add them one by one. Collect and store payout details securely, set approval steps, and define payment cadences per payee—instant when necessary, scheduled for routine cycles, or event-based for rebates and promotions. Assemble a pay run with filters (amount, project, due date), preview the cash impact, and release funds immediately or queue them for a specific time. Monitor statuses from initiated to completed, send branded notifications, and maintain a clear audit trail without juggling spreadsheets.

To keep growth funded, use Money MAX to tune cash flow. Choose funding speeds that match your operations, consolidate or split settlements by location or channel, and set thresholds to auto-transfer or hold balances. Use real-time insights to spot bottlenecks—slow approvals, rising fees, or avoidable declines—and take action before they hit payroll or inventory purchases. Forecast near-term inflows and outflows, adjust payment timing, and run what-if scenarios to plan for campaigns, seasonal demand, or large orders. The net effect: more predictable liquidity and fewer fire drills.

Across the board, integrations keep teams aligned. Sync payouts and deposits to your accounting system via CSV, SFTP, or the API; trigger webhooks for events like paid invoices, refunds, or completed disbursements; and reconcile with side-by-side batch and deposit views. Role-based access lets finance, support, and engineering work in parallel without stepping on each other. Direct connections to the major card networks reduce intermediaries and help speed settlement, while built-in security controls, tokenized payment data, and dispute tools keep operations safe and compliant. As volumes grow, you add channels, users, and automation rules—not busywork.